Who we are

Our website address is: http://www.moneymall.co.za.

This page describes our Privacy Policy and acts as Our Terms and Conditions

We (also referring to The Money Mall, Us, Website; Our) will only retain your personal information as long as necessary for the fulfillment of those purposes as have been identified by Us in all the products offered on the Website and sister properties.

We believe it is important to protect personal data and Our commitment is to give you personalized service in a way that also protects your personal privacy.

You provide us with your Personal Information for the specific purpose of undertaking our matching process and identifying potential service providers such as lenders, financial service providers and others based on such information. By submitting such Personal Information, you consent to Our processing of such information, disclosing such information in a secure manner in order to fulfil the purpose of your interest.

The data that we collect are your ID number, title, full names, contact details, your income details like your gross salary and net salary, your city residence through your application on the Website.

We collect and may hold personal data from you via this Website and from third party sources and use it for making decisions, providing services and servicing our relationship with you, to understand your needs, to conduct our business, to provide you with better customer services and products from both ourselves and those of selected third parties, to evaluate the effectiveness of our marketing of the Website and for statistical analysis. We only collect information which is necessary for the operation of the provision of Our Service to you. 

We may pass this information to other members such as our third party service providers and others, as permitted by law so that they may do the same and they may pass information held by them about you to us so that we may do the same. In the provision of Our Service to you, we may disclose your information to the following third parties who may provide us with further information about you, such third parties may also be required to disclose your information to selected third parties in relation to this application, and as required by law, such as Credit Reference Agencies, corporate groups and/or affiliate companies, any collector or tracing agent, to any company, business and/or any prospective purchaser of Our company. Once your information is collected and passed to our third party service providers, you can consent to their policies, terms and conditions.

We reserve the right to access and disclose to third parties any information to comply with applicable laws, including but not limited to, disclosure in accordance with relevant authorities. By submitting an application form through this Website, you agree that we can contact you by post, telephone, sms and/or email (or such other channel we may adopt from time to time) to tell you about other products and services, offered by ourselves or other carefully selected companies and credit providers, that we believe would be of interest to you. We may also pass your information to third party financial services companies for the purpose of them telling you about their services or products. 

All information submitted via you application is submitted voluntarily and is held safely and securely by Us. We require all parties to whom we may pass your information to treat it with the same degree of confidentiality.

What personal data we collect and why we collect it

Comments

When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.

Media

If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Contact forms

Cookies

If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

How long we retain your data

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

What rights you have over your data

If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Where we send your data

Visitor comments may be checked through an automated spam detection service.